Current Promo Rate 0.99% Apply for your best rates in minutes

Mortgage Amount
$425,000
Your monthly savings
$0
*0.99% promotion is only for purchases with less than 20% down payment on a maximum purchase price of 1,000,000.00. Monthly savings calculation is based on the difference between feature rate and the lowest equivalent rate from ratehub.ca under best broker mortgage rates. Savings are only estimated. Standard conditions apply and subject to qualification and mortgage approval by financial institution. Joe Purewal reserves the right to amend feature rate as and when the promotion begins and ends.
Apply now

People often ask, what is the difference between YOU and the BANK? Well it’s simple, while the bank only offers rates for a specific audience, we offer rates and solutions

Our Rates

All rates available for pre-approvals and firm deals OAC *Rates are subject to change without notice | Rates are only for AAA deals closing within 60 days | Certain conditions apply
  • 1 Year Fixed
    1.64%
  • 2 Year Fixed
    1.39%
  • 3 Year Fixed
    1.44%
  • 4 Year Fixed
    1.59%
  • 5 Year Fixed
    1.68%
  • Variable
    0.99%

Services we offer

With our specialists you get the pulse of current mortgage rules in your area, and the lowest rate for your situation.
We work with all major Canadian lending institutions on your behalf and bring a range of services at your disposal.

service_icon

New Purchase

Stress Free Loans for First Time Home Buyers As one of the most experienced brokers…

service_icon

Refinance

Professionals in Mortgage Refinancing Explore your options and see if refinancing is the right solution…

service_icon

Rental Purchase

Time for Renewal! You get that letter in the mail from your existing Mortgage Provider…

service_icon

Switch/Transfer

What is a switch or a mortgage transfer? Picture this, you were driving to work…

service_icon

Debt Consolidation

The Advantage of Consolidating Debt You’ve maxed out your line of credit with a $50,000.00…

service_icon

Home Equity Loan

Differentiating Home Equity Loan vs. Refinancing You might be confused between which product to get…

star

Unbiased - Expert Advice

Joe Purewal has over 20 years of experience in the mortgage industry. He has seen every possible problem and has always given the best solution to his clients. With Joe Purewal, rest assured, you are in good hands.

Client’s satisfaction is our top priority,
and see what they say about us.

Tanisha Dave
Tanisha Dave
2022-01-16
So helpful and definitely has an enormous amount of experience in the field and a great eye for the market!
Chris Chitalu
Chris Chitalu
2022-01-14
This is the second time I have used Joe Purewal’s services, and they are simply amazing working with. He made us stress-free, and I ended up in a much better financial situation as a result. Thanks so much, Joe, and his team (Tracy and Preeti). Joe always helped us get the best Interest rates are also very good compared to other institutions we are very happy about the way he cares about his clients. I would recommend him to my family and friends. Thank you.
Lowell MacLean
Lowell MacLean
2022-01-12
Referred to Joe by several people, I can't even begin to express my admiration, appreciation and gratitude for Joe and his team. Extremely professional and extremely responsive and service-oriented, Joe worked with me on my primary mortgage and then worked on some additional refinancing. His breadth of contacts and professionals at the highest levels in various related industries meant that I could instantly avail myself of not only the best available rates in the market but of the best professionals in the market. When you are dealing with Joe Purewal Mortgages, and specifically Joe himself, you are truly dealing with the best Mortgage Broker in the industry. Working with Joe Purewal Mortgages is the best mortgage decision you will ever make as you will be working with the "A Team" . Best in class - I have found Joe to be a true professional which is one of the highest compliments I can pay anyone.
Nikki
Nikki
2022-01-11
Joe Purewal Mortgages was extremely helpful in refinancing my home! I was on the verge of having to sell my home, filing for a consumer proposal or even bankruptcy, due to unforeseen circumstances. Not only did they help me refinance, but they were able to get me a very affordable rate as well. I would definetly recommend this company for your mortgage needs!
Ali Ikram
Ali Ikram
2022-01-08
Joe and Elle were amazing as our brokers. Elle was highly responsive - something our original broker was not - and we are very glad to have switched to them. We put an unconditional offer on our house - something that unnerved us a lot as first-time buyers - but Joe and Elle put us at ease and were able to secure a mortgage very quickly at a great rate. I cannot emphasize how much pressure they took off our shoulders during this whole process. I cannot recommend them enough and will gladly go to them for all future mortgage needs!
Helen Babiarz
Helen Babiarz
2022-01-07
The Best!!!
Suhan Jiménez
Suhan Jiménez
2022-01-07
They were amazing trying to find the best rate and best mortgage conditions for my deal, I am greatly happy with their services
Luis Lopez Hansen
Luis Lopez Hansen
2022-01-06
This is the 4th time I use Joe and his team and everything went as I expect, very professional service, 100% recommended
Harpreet Singh Saini
Harpreet Singh Saini
2022-01-06
Staff is good , responsive and have good communication skill. Work very fast.
ayushi sanghal
ayushi sanghal
2022-01-06
Excellent service, went out of the box to Help me to get my mortgage approval. Thanks a lot Joe. You are amazing !!
Call Now ButtonCall Now