services we offer

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New Purchase

Stress Free Loans for First Time Home Buyers As one of the most experienced brokers…

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Refinance

Professionals in Mortgage Refinancing Explore your options and see if refinancing is the right solution…

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Renewal

Time for Renewal! You get that letter in the mail from your existing Mortgage Provider…

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Switch/Transfer

What is a switch or a mortgage transfer? Picture this, you were driving to work…

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Debt Consolidation

The Advantage of Consolidating Debt You’ve maxed out your line of credit with a $50,000.00…

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Home Equity Loan

Differentiating Home Equity Loan vs. Refinancing You might be confused between which product to get…

Our Rates

Joe Purewal & Associates
1 Year Fixed 1.34%
2 Year Fixed 1.34%
3 Year Fixed 1.34%
4 Year Fixed 1.34%
5 Year Fixed 1.34%
5 Year Variable 1.20%
All rates available for pre-approvals and firm deals OAC *Rates are subject to change without notice | Rates are only for AAA deals closing within 60 days | Certain conditions apply
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Why Use Joe Purewal over the bank?

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People often ask, what is the difference between YOU and the BANK? Well it’s simple, while the bank only offers rates for a specific audience, we offer rates and solutions

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Incentives When You Use Joe Purewal & Associates:

  • We Find You The Best Interest Rate!
  • We Find You The Best Mortgage Term To Help You Become Mortgage Free Sooner!

Check out how easy it is!

1

Gather the right
financial documents.

2

Present your application
to the right lenders.

3

Secure the best
approval for you.

4

Funds Released.

Receive a Free Mortgage Appraisal


    Select Mortgage Type*

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    Unbiased, expert advice.
    Completely free.

    Our mortgage specialists are salaried and rigorously trained for unified, consistent service. We deal with the banks for you, no pressure and no haggling. Because our specialists don’t work on commission, they can give truly unbiased advice. We’re just real people who care deeply about helping people finance their homes.

    advice

    Our Happy clients

    Devin Bugarin
    Devin Bugarin
    2020-09-03
    Verified review
    Wanted to give a big shout out to Elle and her whole team for making the purchase of our first home very efficient and stress-free. Elle went above and beyond any of our expectations. We are extremely grateful for her patience, attentiveness and her insightful recommendations and referrals throughout this whole process. We highly recommend her and her whole team for all your mortgage needs. THANK YOU!!!
    wasim syed
    wasim syed
    2020-09-01
    Verified review
    One of the best & very professional Mortgage Brokerage in town. I have dealt with previous 2 brokerages but Joe Purewal & Associates Team is simply outstanding. They deliver what they commit point to point. This makes them different from all the existing Mortgage professionals. No surprises & no hidden clauses. Special thanx to Ms. Tracy & Ms. Priti for an out of the way & smooth transaction. Kudos to the team.....
    Mac Immigration Canada
    Mac Immigration Canada
    2020-08-28
    Verified review
    I highly recommend Joe Purewal because he is simply the Best Mortgage Broker in Ontario. I don't have words to express my feelings of gratitude for what he did for my family. Thank you sooooo much. God bless you and your team! Lucia and Eric Elliott
    Gabriela Bragues
    Gabriela Bragues
    2020-08-28
    Verified review
    We were referred to Joe by a friend, and we are beyond impressed and thankful for all that he managed to do for us. We went to a few different mortgage brokers, and none were able to get us the mortgage and rate that Joe got for us. Joe was able to answer all my million questions and always followed through on all his promises. Even when we got our rate and submitted everything to our lawyer, she was blown away at our rate-she said it's the lowest she has ever seen. We have already referred two other friends and family members to Joe, and they are equally as impressed. We can't thank Joe and his associates enough for their help and patience through this stressful but exciting time.
    Daryus Azad
    Daryus Azad
    2020-08-28
    Verified review
    If you need mortgage broker who can get the job done and get you the best rate, then Joe and his team is the one you need. They have the best service in town hands down
    Rajen Gandhi
    Rajen Gandhi
    2020-08-28
    Verified review
    We would like to acknowledge the exceptional service that we received from Joe purewal and his team. He found us the lowest possible interest rate. They do an exhaustive search to get you the best rate and find the best mortgage program available. We couldn't have asked for a better experience. We recommend Joe purewal & Associates to anyone in the market for a mortgage.
    Suchi Patel
    Suchi Patel
    2020-08-27
    Verified review
    I was referred to Joe Purwal by real estate agent. Both Jasmine and preeti have been very professional and made whole mortgage process very easy and pleasant.
    Kunal Gohel
    Kunal Gohel
    2020-08-26
    Verified review
    Where do I start. After dealing with previous mortgage broker, I became a bit skeptical regarding the whole mortgage refinance process specially we were/are in the midst of Covid-19. Meanwhile, I came across Joe Purewal and Associates. Joe has listened to my needs very thoroughly and then he showed great patience explaining the intricacies involved with the loan process in a clear and concise manner. Finally he gave us his suggestions and within days he got us an approval. It was evident that Joe really did good research for all the options, and do not just settle for the easiest or most utilized option. Needless to say, we were impressed by his passion, and his knowledge regarding the mortgage products available in this ever changing market. His full support and commitment to deliver the best option made the whole process smooth & easy with great outcomes! Joe and his team…Specially Preeti and Tracey, the time and effort you guys have put into our loan and closing process is obvious and we really want to thank you for everything you did for us to close the deal. Without Joe and his team it wouldn’t happen. For sure we will contact Joe Purewal & Associates when it is the next round of mortgage renewal. Also, we would not hesitate to give his referrals to family and friends. Thank you Joe and team..God bless you!
    Roman Kunin
    Roman Kunin
    2020-08-24
    Verified review
    As first-time home buyers the experience of obtaining a mortgage and submitting all subsequent documentation can be daunting. Joe and his associates streamlined this process for us, and were extremely friendly and responsive throughout (not to mention, they were able to secure us an incredible rate). As they were able to alleviate a lot of the stress we were feeling around the buying process, I would strongly recommend Joe and his associates to anyone looking at purchasing a home :)
    Bronwen Davis
    Bronwen Davis
    2020-08-20
    Verified review
    Joe and Elle were great! Got us an amazing rate, and continually worked hard to get us lower and lower rates. Always responded promptly, and advised us on what was needed. Would definitely recommend !