Current Promo Rate 0.99% Apply for your best rates in minutes

Mortgage Amount
$425,000
Your monthly savings
$0
*0.99% promotion is only for purchases with less than 20% down payment. Monthly savings calculation is based on the difference between feature rate and the lowest equivalent rate from ratehub.ca under best broker mortgage rates. Savings are only estimated. Standard conditions apply and subject to qualification and mortgage approval by financial institution. Joe Purewal reserves the right to amend feature rate as and when the promotion begins and ends.
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People often ask, what is the difference between YOU and the BANK? Well it’s simple, while the bank only offers rates for a specific audience, we offer rates and solutions

Our Rates

All rates available for pre-approvals and firm deals OAC *Rates are subject to change without notice | Rates are only for AAA deals closing within 60 days | Certain conditions apply
  • 1 Year Fixed
    1.64%
  • 2 Year Fixed
    1.39%
  • 3 Year Fixed
    1.44%
  • 4 Year Fixed
    1.59%
  • 5 Year Fixed
    1.68%
  • Variable
    0.99%

Services we offer

With our specialists you get the pulse of current mortgage rules in your area, and the lowest rate for your situation.
We work with all major Canadian lending institutions on your behalf and bring a range of services at your disposal.

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New Purchase

Stress Free Loans for First Time Home Buyers As one of the most experienced brokers…

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Refinance

Professionals in Mortgage Refinancing Explore your options and see if refinancing is the right solution…

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Rental Purchase

Time for Renewal! You get that letter in the mail from your existing Mortgage Provider…

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Switch/Transfer

What is a switch or a mortgage transfer? Picture this, you were driving to work…

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Debt Consolidation

The Advantage of Consolidating Debt You’ve maxed out your line of credit with a $50,000.00…

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Home Equity Loan

Differentiating Home Equity Loan vs. Refinancing You might be confused between which product to get…

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Unbiased - Expert Advice

Joe Purewal has over 20 years of experience in the mortgage industry. He has seen every possible problem and has always given the best solution to his clients. With Joe Purewal, rest assured, you are in good hands.

Client’s satisfaction is our top priority,
and see what they say about us.

Dealt with Joe on three mortgages so far and have always been very satisfied with the product he recommended and service and follow up. I would not be going back if I was not 100% satisfied and I would recommend Joe and his team over any other broker. He is simply the best. If you can not get a mortgage, talk to Joe.
Pascal Nkenglack
Pascal Nkenglack
2021-04-30
Thanks to Joe Purewal Mortgages i have successfully refinanced my house with no burden on me. Joe has always been a help and was always very responsive. Thanks Joe, tracie, jasmine and preeti for all your help, will see you soon for my next mortgage.
Aman Bhalla
Aman Bhalla
2021-04-27
I had never worked with a mortgage broker previously inorder to obtain a mortgage and wasn't sure what to expect. My experience with the team was exceptional, I mostly worked with Elle and found her to be knowledge, reassuring and responsive. Will definitely recommend her and the team to anyone looking to get a mortgage!
Farzana Reburiano
Farzana Reburiano
2021-04-27
The best mortgage team in GTA. Joe Purewal & Associates - very professional, patient, compassionate and they have the best solution for any of the mortgage requirement. Purchase of a new home or a refinance, I have always gotten great deals and different options allowing me to choose what suits my needs best. Special thanks to his assistants Tracy and Preeti who worked for my recent purchase and refinance deails. If you, or anyone you know is going to embark on a Mortgage approval process, I would strongly recommend you give Joe a call, you won’t regret it!!!I will recommend to all of my friends and family!
Hari D
Hari D
2021-04-21
Joar Purewal (Joe) literally saved us from almost losing our first house and the security deposit that goes with the offer. With complicated documents to prove self-employment income, we were having a hard time in getting the mortgage approval from the conventional banks. Then, I got referred to Joe by my realtor. We were most impressed with his knowledge about the mortgage products offered by various lenders and the different approval criteria required by each lender. Within 24 hours of submitting the documents, Joe called me with the news “I could get you a mortgage”. I couldn’t believe it, but another 24 hours and he had emailed us the mortgage commitment letter with one of the best interest rates and terms available at the time. In spite of constant consolation from Joe, as a first-time home-buyer with no previous experience, I was skeptical about the mortgage funds even until the closing day. But finally, it did happen and we got the keys to our first-home! I strongly recommend Joe as the expert in the mortgage industry and someone who deliver results with a sense of urgency.
Puneet Bhardwaj
Puneet Bhardwaj
2021-04-19
i'd totally recommend Joe Purewal mortgage agents, reply super fast to all your inquiries
alejandro contramaestre
alejandro contramaestre
2021-04-18
Joe Purewal has been my mortgage advisor for a few years now. The entire team has always been kind, respectful and guided me through my real estate transactions. Purchase of a new home or a refinance, I have always gotten great deals and different options allowing me to choose what suits my needs best. I can tell many financial institutions appreciate Joe Purewal what translates in great benefits to his clients. You will be in good hands.
Roberto Lopez Aguilar
Roberto Lopez Aguilar
2021-04-18
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