What are the implications of the US Bank Failures?

In simplest terms, the swift collapse of Silicon Valley Bank (SVB) and Signature Bank in the U.S. was a direct result of higher rates and the speed at which those rates were implemented. It was a...

Don’t be a housing market bear. Here’s why.

The housing market in Brampton, Toronto and the GTA has withstood the test of time and is not in danger of crashing like the US did back in 2008 despite higher mortgage rates and an economic slow...

Secure your dream home and build long-term wealth!

Last week OSFI unveiled proposed new mortgage rules that could take mortgage qualifying beyond the current stress test. The proposed new rules, which are currently out for pubic consultation until...

After a year of rising rates, what’s next?

What happened to mortgage rates and the real estate market in 2022 caught everyone by surprise. In fact, it was downright shocking. We started the year with the overnight rate at 0.25% and the Bank...

Buying your first home is not so difficult in Canada

Canada is inviting many immigrants every year from India, Pakistan, Bangladesh, China, Philippines and from all over the world. If you are new to Canada and are looking to purchase your own home, it...

Another Feather in the cap of Joe Purewal

Rated the Top Individual Mortgage Agent by Invis Mortgage Brokerage in 2021 We are very excited to share this great news with our customers. We have been recognized as “1ST PLACE Canada-Wide”...

Banks vs. Mortgage Brokers

Banks vs. Mortgage Brokers Banks are obviously the direct lenders. They are the financial institutions that offer loans with interest rates based on your financial situation. Mortgage brokers,...
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